NoboPay: A flexible digital payment solution

NoboPay: A flexible digital payment solution

NoboPay

NoboPay guarantees fast, secure, and convenient payment experiences.

User Research

Design systems

UX & UI design

Context

NoboPay is a flexible digital payment solution that facilitates connections between customers and merchants by integrating their bank accounts for effortless transactions.

Problem Statement

Managing finances across multiple bank accounts and payment methods is a recurring challenge for users, leading to inefficiencies and confusion in their financial activities. With over 82 million MFS users, 18 million cardholders, and 2 million internet banking customers in Bangladesh, the complexity of handling multiple accounts for efficient fund management and payments has become a significant obstacle.

Facing problem

My Role


Product Designer - I focused on crafting user-centered solutions, facilitating smooth payments, and smooth financial management for micro-merchants.

Lead Product Designer - At TallyKhata, I directed the end-to-end design process, advocating for users while aligning product goals with business needs.

Tools

Figma, Jira, Zoom, Slack, Zeplin

Figma, Jira, Zoom, Slack, Zeplin

Responsibility

Design Leadership: Led the full design process from conception to handoff.

Research & Testing: Conducted FGDs, A/B Testing, and Usability Testing.

Stakeholder Collaboration: Managed expectations across teams.

Challenges

I was tasked with creating new flows for on-boarding, registration process, improve the verification process, introduce an unconventional way to account recovery. My main goal was to allow users to complete these relatively complex  and  boring  tasks  on  a  mobile device and minimize drop-off within these flows, all while maintaining user trust in regards to the input of sensitive financial information. With a functional beta underway, my job was tasked with creating.

High-level objectives (which we further defined based on research insights) were to:

People with bank account have multiple accounts where money management is an issue. 

Payment accessibility from a single platform.

Easier for people to pay for a lot of items where the customer would need bank accounts 

No convenient way of transferring funds to bank account

Gathering Req. /
Understand by MVP

The NoboPay delivers essential payment solutions for everyday needs. Its core features include:

Adding funds to the wallet effortlessly

Sending money instantly to other NoboPay users

Transferring wallet balances directly to bank accounts

Making secure payments to registered merchants

Performing mobile recharges with ease

These functionalities establish a strong MVP, providing users with an efficient and comprehensive platform for managing daily transactions.

Constraints

The micro-merchant market in Bangladesh is a vast untapped opportunity for new-generation digital solutions like TallyKhata. Here is a snapshot of the market size:

Lack of large sample

Due to high acquisition costs, early access was limited to 2,000 registered users to test market viability.

Integration Challenges

Integrating multi-payment solutions faces resistance from existing payment service providers, who fear customer loss and revenue decline.

No agent network

Robust agent networks are crucial for effective financial support systems. Without them, reaching diverse communities and delivering essential services becomes challenging.

Gathering Req. /
Establishing NoboPay's Visual
Identity

Gathering Req. /
Establishing NoboPay's Visual Identity

Gathering Req. /
Establishing NoboPay's Visual Identity

Developed NoboPay’s visual framework by analyzing competitors and aligning with Apple HIG and Material Design for a trustworthy, recognizable experience.

Brand Colors: Bold blue-and-orange palette reflecting optimism and confidence.

Buttons: Translucent response buttons with 44px+ touch targets (Apple HIG standards) for clarity and accessibility.

Ideating & Wireframe

After an extensive and meticulous process and countless brainstorming sessions with the CEO, CTO, PR, and Dev teams, deep research, and strategic discussions. We finally reached a well-defined direction. With clarity and alignment across all stakeholders, we transitioned into the wireframing phase, transforming our insights and ideas into a structured foundation for the product’s design and user experience.

Redesigning Verification / How NoboPay Made KYC User-Friendly

NoboPay transformed strict Bangladesh Bank KYC rules into a smooth onboarding flow. By breaking verification into steps and adding smart reminders, we reduced drop-offs while staying fully compliant.

Home Screen / Usability & Cognitive Principles

To enhance NoboPay’s interface, I applied key cognitive principles like the Serial Position Effect (prioritizing key actions at the start/end of flows) and Miller’s Law (limiting options to 7±2). Paired with ample white space and Lean UX practices, this ensured a clutter-free, intuitive experience.

Usability Testing

Within six months of implementation, NoboPay's UX enhancements led to a 75% improvement in navigation efficiency, a speed of verification boosted by 40%, and a user registration increase of 45%. These optimizations significantly boosted user satisfaction and reduced friction in digital transactions.

Great team members make for an exceptional working experience!

J. Alam is a designer with strong business acumen and creative flair. He aligns tasks with team goals, communicates effectively, and excels in digital product management. His work on TallyKhata’s Digital Credit interface showcased his expertise as a visual architect.

Istiaque Ahmed

Head of Strategy, TallyKhata

Credits

Services

Research

Experience Design

Interface Design

Design System

Tools

Figma

Typefrom

Google Drawing

Jira

Slack

team

Product Manager

Khalid Saifulla (Lead PM)

Ishraq Fahim

Sadia Intesar

DevOps

Humayun Kabir

Mijhajul Islam

Istian Revee

Graphic Design

Imam Hossain

Product Designer

Jahangir Alam (Me)

Shawon

Market Oparation

Faruk

Get in touch

Send an email or DM and I'll get back to you asap.

©2025 All Rights Reserved. Designed with 🤍

Get in touch

Send an email or DM and I'll get back to you asap.

©2025 All Rights Reserved. Designed with 🤍

Get in touch

Send an email or DM and I'll get back to you asap.

©2025 All Rights Reserved. Designed with 🤍

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